Proctor Investment Managers

Terms & Conditions of Use

Access to and use of this web site is provided subject to the following Terms and Conditions of Use. PLEASE READ THEM CAREFULLY. Each time you use this site, your use indicates your full acceptance of and agreement to abide by these Terms and Condition of Use in its then current form.

Notice of content filtering and monitoring: Proctor Investment Managers LLC and affiliated companies (collectively, "Proctor Companies") reserve the right to monitor, filter and archive all e-mail communications sent and/or received by its employees and to forward such e-mail to someone other than the recipient.

Notice of conformity to applicable laws and jurisdiction: Information appearing on the pages of this web site is provided in accordance with, and subject to, the laws of the United States of America, and you are hereby advised that, by virtue of your browsing or accessing these pages you have accepted the laws of the United States of America as the law governing the conduct and operation of this web site. The courts of the United States of America shall have exclusive jurisdiction over all claims or disputes arising in relation to, out of or in connection with this web site and its use. Should you not wish to accept the laws of the United States of America, or the jurisdiction of the courts of the United States of America, we must ask that you immediately discontinue further use of this web site.

The information provided in the pages of this web site is not intended to constitute an offer or solicitation of securities, financial services, or any product to buy or sell from Proctor Companies. All information contained herein is provided for informational purposes only. Although this site includes (or may link to) information regarding products or aspects of investment process, you should not consider anything you find on the site to be an individualized recommendation to buy, sell, hold or otherwise pursue or invest in any specific security, investment or investment style. We do not give any advice or make any representations through the site as to whether any security or investment is suitable to you or will be profitable. The past performance of any investment, investment strategy or investment style is not indicative of future performance.

Proctor Companies believe that the information on this site has come from reliable sources, but it cannot assure its completeness or suitability for any purpose. The information contained within is current only as of the date of issuance, but Proctor Companies does not represent or endorse the accuracy or reliability of any material on this Web site. Users are strongly encouraged to check the dates of issuance and most recent updates of any information contained within, or linked to, Proctor Companies' site.

Proctor Companies cannot guarantee that the material on this Web site has not been affected by technical malfunctions or unauthorized tampering. The materials on this Web site are subject to change without notice.

The use of this web site is at the user's sole risk. Proctor Companies make no representation or warranty of any kind with respect to the products and services described. Information and analysis obtained from this web site is subject to errors, omissions, incompleteness, consolidation, and possible future changes. In accessing these pages the user accepts that electronic mail, and other transmissions passing over the Internet may not be free from interference by outside third parties and may not remain confidential. Proctor Companies cannot guarantee the privacy or confidentiality of any information relating to the user passing over the Internet.

THIS WEB SITE, INCLUDING ALL CONTENT, SOFTWARE, FUNCTIONS, MATERIALS AND INFORMATION MADE AVAILABLE ON OR ACCESSED THROUGH THIS WEB SITE, IS PROVIDED ON AN "AS IS, AS AVAILABLE" BASIS, WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, PROCTOR COMPANIES MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER FOR THE CONTENT ON THIS WEB SITE, FOR ANY PRODUCTS OR SERVICES OR HYPERTEXT LINKS TO THIRD PARTIES OR FOR ANY BREACH OF SECURITY ASSOCIATED WITH THE TRANSMISSION OF SENSITIVE INFORMATION THROUGH THIS WEB SITE OR ANY LINKED SITE. FURTHER, PROCTOR COMPANIES DISCLAIM ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. PROCTOR COMPANIES DO NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THIS WEB SITE OR ANY MATERIALS OR CONTENT CONTAINED THEREIN WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEB SITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. PROCTOR COMPANIES SHALL NOT BE LIABLE FOR THE USE OF THIS WEB SITE, INCLUDING, WITHOUT LIMITATION, THE CONTENT AND ANY ERRORS CONTAINED THEREIN.

The information contained within this site, and the contents of these pages, are the property of Proctor Companies, and may not be copied, transmitted, converted, transcribed, edited or reproduced without the prior consent of Proctor Companies. This site may provide links to third party sites that provide products, services, information and/or financial advice. If you access any third party web site through this site, or otherwise, you do so at your own risk. Proctor Companies are not responsible for any products, services, information, content or advice appearing on or available through any third party site. Hyperlinks, references, and mention of any company, product, service, organization, or concept do not constitute an endorsement, sponsorship, or affiliation with Proctor Companies.

Proctor Companies are not responsible for any technical problems associated with this site. All or any portion of this site may not be available and/or may not function properly at any time. This site may have and may cause problems such as viruses and other damaging computer programming routines or engines. We disclaim liability for any data in transport, to or from this site, and disclaim liability for any interception of data or communications. We are not responsible and are not liable for any damage or injury caused by the performance or failure of performance of all or any portion of this site. We are not responsible for any defects, delays or errors in or resulting from your use of this site.

This Web site, and all of its contents, is protected by copyright as a collective work and/or compilation, pursuant to U.S. copyright laws, international conventions and other copyright laws. All rights not granted to you herein are expressly reserved by Proctor Companies. Other than as expressly provided in these terms and conditions of use, your use of this Web site does not create a license or any other rights in trademarks, service marks, copyrights, patents, trade secrets or any other intellectual property or proprietary rights of Proctor Companies. The content of this Web site (the "Content") is only for your personal, non-commercial use. All materials contained on this Web site are protected by copyright, and are owned or controlled by Proctor Companies or the party credited as the provider of the Content (if any). You will abide by any and all additional copyright notices, information, or restrictions contained in any Content on this Web site. You may download and make one copy of the Content and other downloadable items displayed on this Web site for personal, non-commercial use only, provided that you maintain all copyright and other notices contained in such Content. Copying or storing of any Content for other than personal, non-commercial use is expressly prohibited without the prior written consent of Proctor Companies or the copyright holder identified in the individual Content's copyright notice. You may not use, publish, display, disclose, rent, lease, modify, loan, distribute, transmit, reuse, repost any of the Content or create derivative works based on the Content, the Web site or any part thereof.